Quiet Wealth Insights
Bonds Aren’t Boring Anymore, and Investors Need to Adapt
It was easy to manage bond portfolios during the 40-year bull market that ended in 2020. Since then, things have gotten more complicated, but many investors, even asset management firms, haven’t adopted to the new environment.
Deferred Variable Annuities: A Poor Choice for Long-Term Investors
Deferred variable annuities were an innovative product…in the 1950s. Today, they are almost never the right choice for long-term investors because of their cost and complexity.
Americans Want an "Ultra Safe Bank." It's Time to Ask Why They Can't Have It.
Americans want an ultra-safe bank. There may be good reasons why that may not be a good idea, but it’s a popular idea among voters that merits more research.
SVB and Individual Investors Shared a Common Problem: Falling for the Illusion of Safety from Fixed-Rate Debt
It wasn’t just SVB that lost big time from having too much fixed-rate debt. Investors have as well, and that should raise some questions for the asset management industry.
229 Things You Shouldn’t Do Without First Talking to Your Financial Planner
Making changes to finances during times of change and stress is often when financial mistakes are made. This list provides examples of when households should consider consulting a financial planner before taking a course of action.