DISCLOSURES & TERMS OF USE

Quiet Wealth LLC (“Quiet Wealth”) provides advisory services through XY Investment Solutions, LLC, (“XYIS”) an SEC-registered investment adviser. For access to XYIS’s Form CRS, Form ADV, privacy policy, and other disclosures please visit:

https://xypnsapphire.com/disclosures

By accessing or using this website, you agree to the Terms of Use through the link below. Please read these terms carefully before using this website:

Link to Terms of Use

All written content on this site is for information purposes only. Material presented is believed to be from reliable sources and no representations are made as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant and legal counsel prior to implementation.

XYIS and Quiet Wealth do not provide tax or legal advice. The tax and estate planning information offered is general in nature. It is provided for informational purposes only and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation.

Information provided on this site should not be solely relied upon for decision-making. Please consult your legal, tax, or accounting professional regarding your specific situation. Investments involve risk and have the potential for complete loss. It should not be assumed that any recommendations made will necessarily be profitable.

The information on this site is provided “AS IS” and without warranties either express or implied and the information may not be free from error. Your use of the information provided is at your sole risk. Under no circumstances shall XYIS be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided on this site, even if XYIS or an XYIS authorized representative has been advised of the possibility of such damages.

The opinions expressed in any commentary posted on this site are solely those of the individual author and do not necessarily reflect the views or opinions of XYIS. These opinions are based on information available at the time of posting and are subject to change without notice. XYIS does not commit to updating any posted positions or commentary to reflect subsequent developments. While the information and reasoning used to form these opinions are believed to be from reliable sources, XYIS does not verify this information, and no guarantee is provided regarding its accuracy, completeness, or validity. XYIS disclaims any and all liability for actions taken or not taken based on the content of this site. No warranty, express or implied, is given in connection with the content provided.

In no event shall Quiet Wealth nor XYIS have any liability to you for damages, losses, and causes of action for accessing this site. Information on this website should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The professionals at Quiet Wealth are neither attorneys nor licensed tax professionals. We strongly recommend that clients consult with a qualified attorney for estate matters and with a qualified tax professional before initiating any tax planning strategy.

Lindsey Young is an Investment Adviser Representative. Ms. Young is also a licensed Insurance Adviser in the State of Maryland. license #3000799313.

Copyright © 2026 Quiet Wealth LLC. Third parties may link to content on this website. However, any re-use or modified use of content on this website without written consent of Quiet Wealth LLC and XYIS prohibited.